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银行业从不缺挑战，缺的是穿越周期的定力。接过接力棒的芦苇，能否在“刘建军时代”的基础上，带领邮储银行走出一条更稳、更远的路，时间会给出答案。
But if net immigration to the U.S. stays in the red, the primary long-term effects would be fiscal in nature, as a shrinking workforce will do no favors for the country’s national debt. The Deloitte researchers wrote that immigration tends to have a “positive effect on the federal deficit, allowing revenue to rise faster than expenditure.”